LIC Amritbaal Premium Calculator is like your personal LIC agent sitting inside your phone 💪 – giving instant premium calculations without asking any questions!

No need to open any rate chart or call anyone – just type your amount and see the result LIVE 🔥.

How This Calculator Works?

The whole calculator works automatically as soon as you enter any value – no need to click any button.

The best part? It’s Real-Time – just enter the values and get all the premium, benefits, and maturity amount instantly 😎.

Input Fields Breakdown

Let’s break down each input, bro-to-bro 💪.

1️⃣ Sum Assured (₹)

This is the Main Amount you want to insure.

✅ Minimum allowed is ₹2,00,000

✅ You can type any amount above ₹2,00,000

✅ The calculator will automatically round it to the nearest ₹25,000

✅ If you enter less than ₹2,00,000, it will auto-update to ₹2,00,000 and show 👉 “Minimum Sum Assured is ₹2,00,000”

2️⃣ Age of Life Assured

Here you need to enter the Child’s Age between 0 to 13 Years.

📌 Rules Applied:

• If you enter more than 13 years 🔥 – Bro, it’ll straight up reject with message “Age must be between 0 and 13 years”

• If the Age at Maturity crosses 25 years or goes below 18 years, it’ll show:

👉 “Age at Maturity should be between 18 and 25 years”

No need to calculate anything manually 💪 – the calculator will check everything automatically.

3️⃣ Payment Mode

There are two ways to pay:

• Limited Premium Payment 🔥 (5, 6, or 7 years)

• Single Premium Payment 💪 (One-time Payment)

If you select Single Premium, the frequency field will automatically disable. No headache, bro 😎.

4️⃣ Premium Paying Term

If you select Limited Premium, this field will show options:

• 5 Years

• 6 Years

• 7 Years

The calculator automatically takes this term for premium calculation 💪.

5️⃣ Policy Term

Select how long you want to keep the policy running:

• 10 Years

• 15 Years

• 20 Years

• 25 Years

6️⃣ Installment Frequency

This is where you select how you want to pay the premium:

• Yearly

• Half-Yearly

• Quarterly

• Monthly

But if you select Single Premium Payment 🔥, this field automatically gets disabled and fixed to Yearly.

7️⃣ GST Rate

Default is 4.5% 🔥 – as per LIC rates.

But bro, if the GST rate changes tomorrow, you can simply edit this field anytime.

📌 What’s the Output You’ll Get?

Now comes the real magic 🔥🔥.

✅ Sum Assured

It will always show the Final Sum Assured after rounding to the nearest ₹25,000.

✅ Annual Premium / Installment Premium

If you select:

• Single Payment 👉 It will only show Annual Premium

• Limited Payment 👉 It will show premium according to your selected frequency (Yearly, Half-Yearly, Quarterly, or Monthly)

All premiums include GST + Rebate.

✅ Guaranteed Additions

LIC gives ₹80 per ₹1000 Sum Assured every year 💪.

This calculator will show the full Guaranteed Additions for the entire Policy Term.

✅ Maturity Benefit

At the end of the Policy Term, you’ll get:

👉 Sum Assured + Guaranteed Additions

Simple, straight up bro maths 🔥.

✅ Death Benefit

This calculator shows 4 Options of Death Benefit according to LIC Amritbaal:

Payment Mode	Death Benefit Amount
Single Premium	Higher of Sum Assured or 1.25 x Single Premium
Limited Premium	Higher of Sum Assured or 7 x Annual Premium

🔑 High Sum Assured Rebate

LIC is giving you discounts like your local shopkeeper 🔥 on big amounts.

Sum Assured	Rebate
₹3,50,000 – ₹4,75,000	₹1.5 per ₹1000
₹5,00,000 – ₹9,75,000	₹2.5 per ₹1000
₹10,00,000 – ₹24,75,000	₹3.0 per ₹1000
₹25,00,000 & Above	₹3.5 per ₹1000

No need to apply it manually – the calculator applies it automatically 💪.

🔥 Download Feature

Your bro needs records? This calculator got your back 💪.

✅ Download PDF – For printing or sharing

✅ Download CSV – For Excel calculations

Why This Calculator Is Your Bro 🔥?

✅ Instant Calculation

✅ 100% LIC Official Formula

✅ Full Transparency

✅ Mobile Friendly

✅ PDF + CSV Download

✅ No Hidden Charges

Disclaimer ⚠️

This calculator is made for informational purposes only. Actual premium amounts may vary as per LIC official rates. Please check with LIC before making any financial decisions.

Final Verdict 🔥

If you’re planning to take LIC Amritbaal or just checking how much premium you’ll pay, this calculator is your Digital LIC Agent Bro 💪.

No need to DM anyone – just use this tool and get everything in seconds.

👉 Use it… Share it… Save Money 💰.